Ayushman Bharat – World’s No.1 Health Scheme | India’s PMJAY Success Story

Ayushman Bharat–Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) has become the world’s largest public health insurance scheme, offering ₹5 lakh annual coverage per family to over 12 crore households. Launched in 2018, it provides cashless treatment in both public and private hospitals and has saved citizens over ₹1.52 lakh crore in medical expenses, marking a revolutionary step toward universal health coverage in India.

Ayushman Bharat – World’s No.1 Health Scheme | India’s PMJAY Success Story

Key Points:

• Launched: 23 September 2018
• Coverage: ₹5 lakh per family per year
• Beneficiary Families: Over 12 crore low-income households
• Ayushman Cards Issued: 42 crore+ (as of Oct 2025)
• Hospitals Empanelled: 33,065 (17,685 public + 15,380 private)
• Senior Citizens Enrolled: 86 lakh+
• Total Savings for Citizens: ₹1.52 lakh crore+ (Economic Survey 2024–25)
• Union Budget 2025–26 Allocation: ₹9,406 crore
• Joint Funding: Central and State Governments
• Ayushman Arogya Mandirs: Over 39 crore teleconsultations completed
• ABHA IDs Created: 80 crore+ under the Ayushman Bharat Digital Mission

Major Components of Ayushman Bharat Framework:

1. Ayushman Arogya Mandirs (AAM):
   • Provide primary healthcare in rural and urban areas.
   • Offer services for non-communicable diseases, ENT, dental, and vision care.
   • Over 39 crore teleconsultations conducted so far.
2. Ayushman Bharat Digital Mission (ABDM):
   • Creates a unified digital health ecosystem across India.
   • Each citizen receives a unique ABHA ID for digital health records.
   • 80 crore ABHA IDs generated; 6.7 crore health records linked.
3. PM–Ayushman Bharat Health Infrastructure Mission (PM-ABHIM):
   • Launched in 2021 with a ₹64,180 crore budget.
   • Aims to strengthen hospitals, labs, and research infrastructure.
   • ₹54,205 crore for states and ₹9,340 crore for central programmes.

Question & Answer

Q1. When was the Ayushman Bharat–PM Jan Arogya Yojana launched?
(a) 2016
(b) 2017
(c) 2018
(d) 2019
Answer: 2018

Q2. What is the annual health coverage provided under AB-PMJAY?
(a) ₹2 lakh
(b) ₹3 lakh
(c) ₹4 lakh
(d) ₹5 lakh
Answer: ₹5 lakh

Q3. How many families are currently covered under Ayushman Bharat–PMJAY?
(a) 8 crore
(b) 10 crore
(c) 12 crore
(d) 15 crore
Answer: 12 crore

Q4. How many Ayushman cards have been issued as of October 2025?
(a) 20 crore
(b) 30 crore
(c) 42 crore
(d) 50 crore
Answer: 42 crore

Q5. What is the total budget allocated for the PM–Ayushman Bharat Health Infrastructure Mission?
(a) ₹54,205 crore
(b) ₹64,180 crore
(c) ₹70,000 crore
(d) ₹74,500 crore
Answer: ₹64,180 crore

Q6. What is the unique ID issued to citizens under the Ayushman Bharat Digital Mission?
(a) UIDAI
(b) ABHA ID
(c) PMJAY Number
(d) Health Card ID
Answer: ABHA ID

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